The Mortgage Process

01

Pre-approval: Consist on filling an application, running credit, review income and assets documentation to determine how much you qualify for and which products/programs fit your needs

02

Once you are pre-approved, the house shopping begins! 

03

Once you find a home and are under contract, there are a few steps we need to follow:

1. Do inspections

2. Submit the file to underwriting

3. Order appraisal

04

After we receive the file from underwriting, we need to clear conditions related to the file such as verifying income, assets, insurance, appraisal review, etc. 

05

After we meet all conditions required by underwriting, we receive the clear to close

06

File goes to the closing department, the closing will be set and the closing package will be sent to the title company

07

Sign at closing and you are a homeowner!